Frequently Asked Questions

Who can open an account?
Anyone 18 or older with a valid Tax ID and secondary ID (e.g., passport or driver's license) can open an account. If you lack utility bills, another ID with your address works too.
How do I open an account?
It's simple! Download our app, sign up with your email and password, confirm your email, and enter your legal name with a user name.
What is the difference between opening an account and account verification?
Opening an account lets you explore investing, save stocks to your watchlist but you can only start buying stocks once you have verified your account.
How can I verify my account?
  1. Go to your profile and click "Unlock Investing".
  2. Fill out the form with your personal details (e.g., name, gender, date of birth, nationality, passport/ID number, and residential address).
  3. Read and confirm our agreements and statements.
  4. Take a selfie for identity verification.
  5. Upload your ID (e.g., passport, driver's license, or identity card).
  6. Provide a photo of your proof of address (e.g., ID with address, bank statement, or utility bill).
Check your account status on your profile page within  hours. For any issues, contact us via for assistance.
How can I check my account status?
Head to the app's profile section and look for your username. You'll find out if you're "Verified", "Action Required", or "Approval Pending".

If your status is Action Pending, check your email for next steps.
How long will it take before my account gets verified?
Typically, verification happens in an instant and should not take more than 3 business days. If it takes longer, contact, and we'll help speed up your verification or let you know if there’s any action required.
Do I actually own the stocks I buy?
Yes. You’re buying real shares, not synthetic assets or derivatives.
Who holds my stocks?
Your stocks are held in your name by Alpaca Securities LLC, a licensed U.S. custodian and clearing broker.
Is Alpaca regulated?
Yes. Alpaca is registered with FINRA and licensed by the SEC (FINRA CRD#: 288202 / SEC#: 8-69928).
Are my investments insured?
Yes. Your account is protected by SIPC insurance—up to $500,000, including $250,000 for cash.
Do I get any proof of my trades?
Yes. You’ll receive a trade confirmation after every transaction, and a monthly statement showing your holdings at the end of every month.
Are my investments kept safe?
Yes. Your investments are held in segregated client accounts by Alpaca Securities LLC, a U.S.-based clearing broker and custodian. This means your assets are kept separate from company funds and cannot be used by Invesko or Alpaca for their own business activities. Alpaca is a FINRA-registered and SEC-licensed broker-dealer (FINRA CRD#: 288202 / SEC#: 8-69928). They are also a member of SIPC, which protects securities in your account up to $500,000, including up to $250,000 for cash. These safeguards help ensure your funds and investments remain secure and protected.
Is Invesko regulated?
Yes. Invesko operates under a Labuan Securities License issued by the Labuan Financial Services Authority (LFSA), under the Labuan Financial Services and Securities Act of 2010. This license authorizes us to offer securities-related services to clients across Southeast Asia. Invesko is the trading name of Wecap Ventures Pte. Ltd., a Singapore-registered company (UEN: 202349775E). Our registered office is located at 151 Chin Swee Road #07-12, Manhattan House, Singapore 169876.

We work with licensed third-party financial institutions and custodians—such as Alpaca Securities LLC in the U.S. (FINRA CRD#: 288202 / SEC#: 8-69928)—to deliver regulated products to our users. Each entity we partner with is subject to its own regulatory and compliance obligations.

Invesko is committed to transparency, investor protection, and compliance with applicable financial regulations in every jurisdiction where we operate.
Who operates the Invesko app?
Wecap Ventures Pte. Ltd., a Singapore-based technology company, operates the app under its trade name, Invesko.
Who operates the Invesko app?
Wecap Ventures Pte. Ltd., a Singapore-based technology company, operates the app under its trade name, Invesko.
Does Invesko offer financial advice?
No. We don’t provide legal, financial, or investment advice. We connect users to regulated financial products.
How do I withdraw my money?
Go to ‘Wallet’ > ‘Withdraw’, select your bank or e-wallet, enter the amount, and confirm.
How long do withdrawals take?
Most withdrawals are processed within 1–2 business days, depending on your provider. If it takes longer, contact us at help@getinvesko.com.
Is there a minimum investment amount?
You can start with just $1, thanks to fractional shares.
What are REG and TAF fees?
REG Fees and TAF Fees are small charges linked to stock or investment transactions, supporting government oversight and market integrity. They ensure fairness and security for investors by contributing to organizations monitoring and maintaining market functionality, preventing dishonest practices. These fees are part of regulatory requirements, ensuring a trustworthy investing environment.

You may also check this link for your reference: https://www.finra.org/rules-guidance/guidance/trading-activity-fee.
What is the dividend withholding tax in Invesko?
Dividends are subject to a withholding tax, which is deducted automatically. The specific withholding tax rate may vary depending on your location, so it’s advisable to research about it accordingly.
When do trades settle?
Trades settle T+1, meaning one business day after the trade date.
How does Settlement work?
T (Trade Date): You place an order to buy or sell a stock, and the trade is executed.

T+1 (Settlement Date): The actual exchange of money and shares happens. If you bought a stock, the money is deducted, and the shares are added to your account. If you sold a stock, the shares leave your account, and you receive the money.

If you buy a stock on Monday, the settlement happens on Tuesday (assuming no holidays). If you sell on Friday, the settlement happens on Monday. T+1 is a faster settlement cycle that improves liquidity and reduces risk compared to the previous T+2 system (where settlement took two business days)."
Why hasn’t my deposit reflected yet?
Send us an email at help@getinvesko.com with:

• A screenshot of the deposit in the Invesko app
• A screenshot of the transaction from your bank or wallet

Our customer service representatives will then help reconcile it.
How long do you keep my personal data?
Regulated and insured, your stocks are safeguarded with insurance coverage up to USD 500,000.
© 2024 Invesko / Wecap Ventures Pte. Ltd.

Wecap Ventures Pte. Ltd. is registered in Singapore with Unique Entity Number 202349775E. Wecap Ventures Pte. Ltd.'s registered address is 151 Chin Swee Road #07-12 Manhattan House Singapore 169876.

Wecap Ventures Pte. Ltd., operating as Invesko, is a Singapore-based technology provider connecting Southeast Asia to third-party financial services and products. We do not provide legal, tax, banking, financial, or investment advice. Our platform services are offered by various entities, each with distinct terms, investor protections, and associated risks.

Invesko is licensed to operate as a Labuan Securities Licensee under the Labuan Financial Services and Securities Act 2010. Invesko's designated clearing broker and custodian, Alpaca Securities LLC, is registered with the Financial Industry Regulatory Authority (FINRA) and licensed by the U.S. Securities and Exchange Commission (SEC) (FINRA CRD#: 288202/SEC#: 8-69928). As a member of SIPC, investments are insured up to USD 500,000 per account. Non-U.S. citizens may open U.S. brokerage accounts, subject to additional documentation.
‍
For more information, visit https://getinvesko.com/disclosures.
FAQsDisclosuresContact UsTrade PH Stocks